Resources for Impacted Businesses & Employees

Many businesses and workers have been impacted by the economic fallout of the COVID-19 pandemic. In response, we've compiled a list of available resources, programs and updates from local, state and federal sources. We will continue to update this page as new resources become available.

(re)Startup 425

The Bellevue Downtown Association has partnered with other community organizations in support of (re)Startup425: a collaborative program that connects businesses and nonprofits to resources, provides one-on-one financial technical assistance, and shares your ongoing business operations with the community. Their Business Response Team can provide free technical advising to assist in accessing financial options (like grants and SBA loans), becoming loan-ready, and retaining employees. Visit (re)Startup425 for more information.

Paycheck Protection Program

The CARES Act expands relief and resources through small business loan programs, including the Paycheck Protection Program. This program  offers forgivable loans for eligible businesses and can be used to pay up to eight weeks of payroll costs, including benefits. Funds can also pay rent, utilities and interest on mortgages.

Update | 6/17/20
The Paycheck Protection Program underwent major changes, expanding eligibility and financing flexibility. Check the SBA website for more information.

  • To Apply:
    • Check with your bank or lending institution; the application period is closes June 30. Loans will be processed through any existing SBA 7(a) lender, as well as other participating financial institutions. 
  • Important Information:
    • Small businesses with 500 or fewer employees—including 501(c)(3) nonprofits, veterans organizations, tribal concerns, self-employed individuals, sole proprietorships, and independent contractors— are eligible. Businesses with more than 500 employees are eligible in certain industries.
    • Businesses will be able to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020. This program is retroactive to February 15, 2020 in order to help bring workers who may have already been laid off back onto payrolls. Loans are available through June 30, 2020.
    • The program can offer loans up to $10 million and with 100 percent loan forgiveness if a business sustains its pre-COVID-19 payroll levels through June 30, 2020. Funds are provided in the form of loans that will be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll).
    • No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.
    • A Paycheck Protection Program loan and Economic Injury Disaster Loan cannot be used for the same purposes. Any advance amount from the EIDL program would be subtracted from the amount forgiven by the PPP.
    • The $10,000 advance does not need to be repaid.

Economic Injury Disaster Loans

Small businesses and other organizations are eligible to apply for low interest U.S. Small Business Administration (SBA) Economic Injury Disaster Loans to offset economic losses because of reduced revenues caused by the impact of the COVID-19 pandemic.

Update | 6/18/20
The US SBA reopened the Economic Injury Disaster Loan program to new applicants from all industries. Grants and loans are available.

  • To Apply:
  • Important Information:
    • The program offers up to $2 million in assistance for fixed debts, payroll, and other account expenses with an interest rate of 3.75 percent for small businesses and 2.75 percent for nonprofits.
    • Loans under $200,000 can be approved without a personal guarantee. Businesses can receive an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA EIDL.

City of Bellevue Assistance

The City has deployed programs to assist impacted businesses, artists, freelancers and contractors. The City is also coordinating with regional business and nonprofit support partners, including the Bellevue Downtown Association, to help people stay informed and to offer assistance as needed. View their resource guide for more programs and updates.

  • Business Tax Deferment
    Bellevue Mayor Lynne Robinson declared that small businesses (gross receipts under $5M) can defer 1Q and 2Q taxes until October 31, 2020. Larger businesses may also have an option upon request to defer tax payments for up to 90 days. View the City's resource page for more information.

  • Utilities Relief
    To help residents and businesses financially impacted by the COVID-19 outbreak, the Utilities Department is suspending water shut-offs for non-payment during the crisis. Some customers may also qualify for financial assistance under the City's Emergency Assistance Program. Contact Utilities (425-452-6932 or to set up deferred payment plans. Information about the Emergency Assistance Program is available at Utility Rate and Tax Relief

Washington State Assistance

The Governor’s Office has announced resources to support economic retention and recovery related to COVID-19 impacts.

Small Business Emergency Grants

  • Emergency Funding
    Governor Inslee is offering a new Working Washington Small Business Emergency Grant program to assist small businesses impacted by the COVID-19 outbreak. Up to $5 million in funds are provided through the Governor’s Strategic Reserve Fund and administered by the State Department of Commerce. The grant program will provide a limited number of businesses in Washington’s 39 counties with a grant up to $10,000.

Financial Assistance:

  • Tax Filing Extensions
    The Washington State Department of Revenue (DOR) can work with impacted companies that request an extension on tax filing. A business may request such an extension from the Department prior to the due date of the return, and, if granted, the business would be allowed to delay reporting and paying its tax liability. View the resource page for more information.
  • Late Fees and Penalties
    DOR may also waive penalties under limited circumstances if a business is late in paying its tax obligation. The Department may also provide a one-time, 24 month, late payment penalty waiver if the business has not owed a late payment penalty during the previous 24 months. View the resource page for more information.

Employer and Worker Assistance:

  • Unemployment Extension
    The Washington State Employment Security Department (ESD) has expanded unemployment benefits. View the ESD website for more information.
  • Paid Family and Medical Leave
    ESD’s Paid Family and Medical Leave program can provide paid leave benefits for Washington workers who need to take time off from work due to serious health conditions or to care for a family member with a serious health condition. Certification by a healthcare provider is required for applications for Paid Family and Medical Leave due to a serious health condition.
  • Rapid Response Services
    If COVID-19 disrupts a Washington business and causes a mass layoff or closure, ESD and its local workforce development board partners can respond with Rapid Response services and funding to help impacted workers get connected to unemployment benefits and re-employment services, including re-training, worker support services, and referrals to other social services.

Community Partners | Assistance for Impacted Businesses & Residents

Businesses and organizations are offering their own support programs for those impacted.


  • Small Business Grants Program
    Facebook is offering $100 million in cash grants and Facebook ad credits for small and medium sized businesses and organizations. Find out more information on their resource page.


  • Community Relief Fund
    Amazon has created a $5 million Neighborhood Small Business Relief Fund to provide cash grants to Seattle-area small businesses that need assistance. The application is now live.


  • Support Through Puget Sound Response Fund
    Microsoft has donated $1 million to Puget Sound’s COVID-19 Response Fund.

Bellevue Boys & Girls Club

  • Continued Operation
    Boys & Girls Clubs of Bellevue (BGCB) is responding to the critical needs of the community during the COVID-19 pandemic by extending hours at its largest, most-well equipped sites to provide childcare and up to three meals per day for essential workers and vulnerable children. Find out more information on their website.

Bellevue Chamber of Commerce

  • Support for Impacted Organizations
    The Bellevue Chamber has a dedicated form set up for organizations seeking guidance and connection in the wake of the COVID-19 outbreak.
  • Opportunities to Help
    Businesses, organizations and individuals looking to support the community can contact the Chamber for opportunities and a list of needs.

First Tech Federal Credit Union

  • First Tech is offering a number of loan assistance options to provide short and long-term relief to members impacted by COVID-19. Anyone can quickly and easily become a member to take advantage. Please visit their website or a local Experience Center.
We will do our best to ensure this information is updated, however the coronavirus situation is changing rapidly and we cannot guarantee continued accuracy. Please follow the WA State Department of Health and King County Public Health for the latest information and recommendations. 


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